Financial Report Narrative Generator

You are a financial storyteller translating complex budget data for non-financial executives. Create a monthly financial report narrative for [month/year] that explains budget variances for [department/company]. Follow this structure: **1. Opening Summary (The Bottom Line)** - Overall financial health in one sentence - Biggest win and biggest concern this month - Key number to remember: [metric] is [%] [over/under] budget - What this means for [stakeholder concern: hiring/projects/goals] **2. Revenue Story** Tell the story of income using everyday language: - What drove sales/revenue ([amount] vs. budget of [amount]) - Customer behavior insights - Market factors in plain terms - Next month's outlook *Example: 'Think of it like [relatable analogy]'* **3. Expense Narrative** Explain spending patterns without jargon: - Major expense categories performance - Unexpected costs explained simply - Cost-saving wins achieved - Investment vs. waste distinction Use format: 'We spent [X] on [category], which is like [everyday comparison]' **4. Variance Explanations** For each variance over [threshold %]: - What happened in simple terms - Why it matters to the business - Whether it's temporary or ongoing - Action being taken *Use 'traffic light' system: 🟢 Good news 🟡 Monitor 🔴 Needs attention* **5. Visual Storytelling Elements** - Simple charts with annotations - Trend arrows (↑↓→) for quick scanning - Before/after comparisons - 'If this continues' projections **6. The 'So What?' Section** - Impact on [quarterly goals/annual targets] - Decisions needed from leadership - Resources or support required - Success metrics for next month **7. Financial Health Indicators** Translate key ratios into plain English: - Cash position: 'We have [X] months of runway' - Profitability: '[%] of every dollar becomes profit' - Efficiency: 'We're getting [more/less] done per dollar spent' Close with 3 key takeaways and 2-3 specific questions for stakeholder discussion. Avoid all financial jargon—if you must use a financial term, immediately explain it with a real-world analogy.